Being on or near the water can be perilous. From severe storms, to accidents on the dock, to pollution incidents, there are plenty of potential causes for concern. While being out on the water can also be deeply exciting and joyful, it is important to be sure that you have all your bases covered, before going out.

If you own or operate a yacht club, it is essential to secure sufficient yacht club insurance. A comprehensive insurance policy will help protect your business, no matter what happens.

What Risks Do Yacht Clubs Face?

Being on the water comes with inherent risks. In addition to those noted above, others may arise: an injury or fall on your property can quickly lead to a lawsuit, for instance. If you rent boats, an accident on the water can also be a problem.

A yacht club insurance policy will be tailored to your specific needs. It may offer general and professional liability coverage, pollution coverage, lost business income coverage — and specific employee coverages, like workers comp and health insurance. Ultimately, a comprehensive insurance program will allow you to focus on what’s important — ensuring clients have a good time on and near the water — while staying protected if anything unexpected occurs.