Whether you operate a small and independent independent contractor business, or manage a larger operation, the importance of pollution liability insurance must not be overlooked. There are innumerable risks on job sites, many of which include potential environmental hazards: spills, discharges of dangerous chemicals, and related accidents. Pollution liability insurance will ensure that your business and your clients are fully protected if any accident does occur. 

What Does Pollution Liability Insurance Cover?

Pollution liability coverage will ensure you are protected in the case of spills, leaks, or other environmental accidents that have a polluting effect.

Some contractors may feel that their current coverage is sufficient, and that other liability coverage policies will offer sufficient protection in the case of pollution. In fact, many liability policies have significant gaps around pollution, and will not offer comprehensive coverage in all cases.

This is all the more important if you use subcontractors, or other low-skill workers. Some employees may simply lack sufficient experience with certain chemicals, in some cases increasing the likelihood of an accident.

It is best to be prepared beforehand. By speaking to your insurer and purchasing addition pollution liability coverage, you can tightly safeguard your business’ finances, ensuring that you are prepared for any accident and ready to protect your business interests and the surrounding environment.